Roth conversions are everywhere. Advisors pitch them as a no-brainer. Online calculators oversimplify them. Gurus with  books say they’re the silver bullet of retirement planning.

But here’s the truth: the math tells a different story.

In the book, industry expert Roccy DeFrancesco and Lauren DeFrancesco pull back the curtain to show you what really matters—the numbers. With over 30 real-world variables considered, this book deconstructs the myths and exposes where most advisors go wrong.

You’ll discover:

• Why “you’ll be in a higher tax bracket later” is often false

• How the wrong conversion strategy can quietly cost you or your heirs six figures

• The hidden impact of IRMAA, Social Security taxation, and poor withdrawal sequencing

• How to tell if a Roth conversion actually increases your retirement income or legacy wealth

• Why most Roth calculators—and the people using them—are dangerously inaccurate

If you want a fluff-free guide based on real math—not marketing—this is it. Because when it comes to your retirement, you can’t afford to get this wrong.